Privacy policy

AGC Media Company LLC, operating as ATX Payments ("we", "our", "us"), respects your privacy and is committed to protecting your personal data. This policy outlines how we collect, use, and safeguard your information across all ATX Payments services, websites, and platforms.

1. Who we are

We operate two primary services:

• Payments-as-a-Service (PaaS) for freelancers and contractors.
• Payment Asset Acquisitions for digital business operators.

2. Information we collect

We may collect and process the following types of data:

• Personal information: name, email address, phone number, and address.
• Business details: company name, trading history, and payment information.
• Verification data: identification documents or proof of ownership (for compliance purposes).
• Technical data: IP address, browser type, and device information (via analytics tools).
• Correspondence: messages and communication records between you and ATX Payments.

3. How we use your information

We process personal and business data to:

• Verify your identity and eligibility for our services.
• Prepare and execute signed contracts or agreements.
• Facilitate payout operations via ACH, wire, and other U.S. payment networks.
• Communicate about transactions, updates, or compliance checks.
• Maintain internal records for legal, tax, and security purposes.

We do not sell, rent, or trade your personal data with third parties.

4. Legal basis for processing

We process personal data under one or more of the following lawful bases:

• Contractual necessity: to perform agreements between you and ATX Payments.
• Legal obligation: to comply with applicable U.S. federal and state law, IRS reporting, and financial regulations.
• Legitimate interest: to improve our systems and maintain service integrity.
• Consent: when you voluntarily provide information through our forms or platforms.

5. Data retention

We retain records only as long as necessary for operational, legal, or compliance purposes. You may request deletion of your data at any time by emailing compliance@atxpayments.com. Requests are processed within 30 days, unless data must be retained for regulatory or tax reasons.

6. How we protect your data

• All information is stored on secure, encrypted servers.
• Access is restricted to authorised personnel under strict confidentiality agreements.
• Data transfers are encrypted via SSL/TLS and other secure protocols.
• No data is ever shared with unauthorised third parties.

7. Cookies & tracking

We use essential cookies to improve functionality and user experience. Optional analytics (e.g. Google Analytics, Meta Pixel) may be used to monitor site performance. You can disable non-essential cookies at any time through your browser settings.

8. Your privacy rights

Depending on your jurisdiction (including residents of California under the CCPA/CPRA and other U.S. state privacy laws), you have the right to:

• Access a copy of your data.
• Request corrections to inaccurate information.
• Request deletion ("right to be forgotten").
• Object to processing under legitimate interest.
• Request data portability to another provider.
• Opt out of the sale or sharing of personal information (we do not sell personal data).

To exercise these rights, contact compliance@atxpayments.com.

9. Third-party services

ATX Payments may integrate with third-party platforms (such as Stripe, banking partners, or IRS systems) for legitimate operational purposes. We ensure all partners meet applicable U.S. data protection and security standards before any integration.

10. Changes to this policy

We may update this Privacy Policy from time to time. The latest version will always be published on this page with the effective date shown above.

11. Contact

If you have questions about this policy or your data rights, please contact:

• compliance@atxpayments.com
• support@atxpayments.com